IMT

IMT Tax Simulator

Find out the tax amount you may have to pay when purchasing a property

If you’re thinking about buying a house, it’s important to be aware of all the costs involved. In addition to the amount you need to pay to the seller, you will also have to cover taxes and other additional expenses.

IMT and Stamp Duty Calculator

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IMT Tax to pay
0€

Stamp Duty (0,8%)
0€

Total Tax to pay before the Deed
0€

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What is IMT?

IMT stands for Municipal Tax on Property Transactions. Whenever there is a purchase and subsequent sale of a property, a tax must be paid, with some exceptions, particularly regarding the value of the property.

How is IMT calculated?

IMT is calculated based on the location of the property, the purpose of the transaction (whether it’s for primary residence or secondary/investment purposes), and the acquisition value. There are various transactions that are exempt, so in addition to this simulator, you should consult the Tax Authority to ensure the correct amounts to be paid.

What are the other costs?

The purchase of a property involves more costs beyond the property transaction tax. If you applied for a mortgage, you will also need to cover the costs of the deed and the taxes on the loan. Therefore, it’s essential to do the math carefully, as the bank cannot grant you 100% of the property’s value.

What are the requirements to benefit from the IMT Jovem program?

The IMT Jovem program was created to support young people in purchasing their own home, offering full or partial exemption from IMT. Here are the main requirements you must meet to benefit from this program:

What is the age limit to benefit from IMT Jovem?
You must be under 35 years old at the time of the property’s deed.
For which type of property can I benefit from the exemption?
The exemption applies only to properties acquired for primary and permanent residence.
Can I benefit if I already own another property?
No. You cannot be the owner of any other property intended for residence, nor can you have been in the last three years before the purchase.
Is it necessary to be financially independent?
Yes, you cannot be considered a dependent for tax purposes (IRS) in the year you purchase the property.
What is the property value that can benefit from the exemption?
- Full Exemption: Applies to properties valued up to €324,058.
- Partial Exemption: Applies to properties valued between €324,058 and €648,022.
- No Exemption: Properties valued above €648,022 are not eligible for this program.
Can I benefit if I purchase land or properties under construction?
No. The benefit only applies to already constructed properties. Land or properties under construction are not covered.
Is it necessary to keep the property for some time?
Yes. The property must be maintained as your primary and permanent residence for at least six years after its acquisition.