{"id":328,"date":"2024-03-12T09:34:41","date_gmt":"2024-03-12T09:34:41","guid":{"rendered":"https:\/\/leadkash.pt\/intermediarios-de-credito\/"},"modified":"2024-11-07T16:30:13","modified_gmt":"2024-11-07T16:30:13","slug":"credit-broker","status":"publish","type":"page","link":"https:\/\/leadkash.pt\/en\/credit-broker\/","title":{"rendered":"Credit Broker"},"content":{"rendered":"[vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_custom_heading source=&#8221;post_title&#8221; font_container=&#8221;tag:h1|font_size:36px|text_align:left|line_height:40px&#8221; use_theme_fonts=&#8221;yes&#8221;][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; bottom_padding=&#8221;5%&#8221; bottom_padding_tablet=&#8221;5%&#8221; bottom_padding_phone=&#8221;5%&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; gradient_type=&#8221;default&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text text_direction=&#8221;default&#8221;]<strong>Lead Kash \u2013 Credit Intermediation Lda<\/strong>, with VAT number 517 291 746 and its registered office at Avenida da Rep\u00fablica, n\u00ba 45, 5th Floor, 1050-187 Lisbon, is a legally registered entity with the Bank of Portugal and provides credit intermediation services in compliance with the requirements set forth by Decree-Law No. 81-C\/2017 of July 7th. This page complies with the provisions of Article 53, paragraph 1:<\/p>\n<p><strong>Contacts for the Exercise of Activity<\/strong><\/p>\n<p>For matters related to credit intermediation services, you can contact Jo\u00e3o Morais Barbosa using the details provided below, on weekdays between 9:00 AM and 6:00 PM:<\/p>\n<ul>\n<li>E-mail \u2013 <a href=\"mailto:joao.morais.barbosa@leadkash.pt\">joao.morais.barbosa@leadkash.pt<\/a><\/li>\n<li>Phone \u2013 +351 93 6000 145 (call to national mobile network)<\/li>\n<li>Registered Office \u2013 Avenida da Rep\u00fablica, n\u00ba 45, 5th Floor, 1050-187 Lisbon<\/li>\n<li>Public Service Addresses:\n<ul>\n<li>Santos \u2013 Av. Dom Carlos I 124J, 1200-651 Lisbon<\/li>\n<li>Restelo \u2013 R. Greg\u00f3rio Lopes 1514, 1400-195 Lisbon<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><strong>Registration Number with the Bank of Portugal<\/strong><\/p>\n<p>Exclusively acting as a credit broker, the activity of <strong>Lead Kash \u2013 Credit Intermediation Lda<\/strong> is subject to supervision by the Bank of Portugal. <strong>Lead Kash<\/strong> is registered with the registration number 7406, which can be verified by following the link: <a href=\"https:\/\/www.bportugal.pt\/intermediariocreditofar\/lead-kash-intermediacao-de-credito-lda\" target=\"_new\" rel=\"noopener\">https:\/\/www.bportugal.pt\/intermediariocreditofar\/lead-kash-intermediacao-de-credito-lda<\/a><\/p>\n<p><strong>Registration Category<\/strong><\/p>\n<p><strong>Lead Kash \u2013 Credit Intermediation Lda<\/strong> is registered as a<strong> Linked Credit Broker<\/strong>.<\/p>\n<p><strong>Lead Kash \u2013 Credit Intermediation Lda<\/strong> does not provide credit, with its activity being exclusively the intermediation of credit with the financial institutions with which it has binding contracts.<\/p>\n<p>Identification of the Lenders with which it holds binding contracts:<\/p>\n<ul>\n<li>NOVO BANCO, S.A.<\/li>\n<li>CAIXA GERAL DE DEP\u00d3SITOS, S.A.<\/li>\n<li>BANCO CTT, S.A.<\/li>\n<li>BANKINTER, SA &#8211; BRANCH IN PORTUGAL<\/li>\n<li>UNION DE CR\u00c9DITOS INMOBILI\u00c1RIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CR\u00c9DITO (SOCIEDAD UNIPERSONAL) &#8211; BRANCH IN PORTUGAL<\/li>\n<li>BANCO BPI S.A.<\/li>\n<\/ul>\n<p><strong>Credit Intermediation Services<\/strong><\/p>\n<p><strong>Lead Kash<\/strong> is registered to provide the following credit intermediation services:<\/p>\n<ol>\n<li>Presentation or proposal of credit contracts to consumers<\/li>\n<li>Assistance to consumers by performing preparatory acts or other pre-contractual tasks related to credit contracts that have not been presented or proposed by Lead Kash<\/li>\n<\/ol>\n<p><strong>Lead Kash<\/strong> is prohibited from receiving or delivering any amounts related to the formation, execution, or early repayment of credit contracts, in accordance with Article 46 of the RJIC.<\/p>\n<p>The credit intermediation services provided by Lead Kash are free of charge for its clients. However, Lead Kash is compensated by the financial institutions with which it has binding agreements, and the amount of the compensation received is specified in the standard information sheet.<\/p>\n<p><strong>Liability Insurance<\/strong><\/p>\n<ul>\n<li><strong>Mortgage Credit<\/strong> \u2013 Entity that guarantees civil liability for mortgage credit activities \u2013 Hiscox S.A., Branch in Portugal, Policy No. 2536694, valid from 31\/01\/2023 to 30\/05\/2024;<\/li>\n<\/ul>\n<p><strong>Filing Complaints<\/strong><\/p>\n<p>If you have any complaints related to credit intermediation services, you may use the following channels:<\/p>\n<ul>\n<li><strong>Lead Kash<\/strong> \u2013 Send an email to <a rel=\"noopener\">joao.morais.barbosa@leadkash.pt<\/a> or submit in person at Av. Da Rep\u00fablica, n\u00ba 45, 5th Floor, 1050-187 Lisbon;<\/li>\n<li><a href=\"https:\/\/www.livroreclamacoes.pt\/inicio\">Electronic Complaints Book<\/a><\/li>\n<li><a href=\"http:\/\/www.bportugal.pt\/\">Bank of Portugal<\/a>\u2013 Use the contact details available on the website <a href=\"http:\/\/www.bportugal.pt\" target=\"_new\" rel=\"noopener\">www.bportugal.pt<\/a>;<\/li>\n<li><a href=\"http:\/\/www.centroarbitragemlisboa.pt\/\">Lisbon Consumer Conflict Arbitration Centre<\/a><\/li>\n<li><a href=\"https:\/\/www.cniacc.pt\/\">National Centre for Consumer Conflict Information and Arbitration<\/a><\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"<p>[vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; 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