{"id":637,"date":"2024-11-14T12:53:24","date_gmt":"2024-11-14T12:53:24","guid":{"rendered":"https:\/\/leadkash.pt\/simulador-imt\/"},"modified":"2025-02-28T10:44:44","modified_gmt":"2025-02-28T10:44:44","slug":"imt-simulator","status":"publish","type":"page","link":"https:\/\/leadkash.pt\/en\/imt-simulator\/","title":{"rendered":"IMT Simulator"},"content":{"rendered":"[vc_row type=&#8221;full_width_background&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; bg_image=&#8221;403&#8243; bg_position=&#8221;center center&#8221; background_image_loading=&#8221;default&#8221; bg_repeat=&#8221;no-repeat&#8221; full_height=&#8221;yes&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; color_overlay=&#8221;#000000&#8243; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;fade-in&#8221; gradient_type=&#8221;default&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;center&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; font_color=&#8221;#ffffff&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;default&#8221; gradient_type=&#8221;default&#8221;][vc_column_text el_class=&#8221;subheading&#8221; text_direction=&#8221;default&#8221;]IMT[\/vc_column_text][vc_custom_heading text=&#8221;IMT Tax Simulator&#8221; font_container=&#8221;tag:h1|text_align:center&#8221; use_theme_fonts=&#8221;yes&#8221;][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;5%&#8221; constrain_group_1=&#8221;yes&#8221; bottom_padding=&#8221;5%&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; gradient_type=&#8221;default&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_custom_heading text=&#8221;Find out the tax amount you may have to pay when purchasing a property&#8221; use_theme_fonts=&#8221;yes&#8221;][\/vc_column][vc_column column_padding=&#8221;padding-5-percent&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;left&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;default&#8221; gradient_type=&#8221;default&#8221;][vc_column_text text_direction=&#8221;default&#8221;]If you&#8217;re thinking about buying a house, it&#8217;s important to be aware of all the costs involved. In addition to the amount you need to pay to the seller, you will also have to cover taxes and other additional expenses.[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=&#8221;full_width_content&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; bg_color=&#8221;#ffffff&#8221; scene_position=&#8221;center&#8221; constrain_group_1=&#8221;yes&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; class=&#8221;calculadoraIMT&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; gradient_type=&#8221;default&#8221; shape_type=&#8221;&#8221;][vc_column left_padding_desktop=&#8221;15%&#8221; constrain_group_101=&#8221;yes&#8221; right_padding_desktop=&#8221;15%&#8221; left_padding_tablet=&#8221;5%&#8221; constrain_group_103=&#8221;yes&#8221; right_padding_tablet=&#8221;5%&#8221; bottom_padding_phone=&#8221;5%&#8221; left_padding_phone=&#8221;5%&#8221; constrain_group_105=&#8221;yes&#8221; right_padding_phone=&#8221;5%&#8221; constrain_group_2=&#8221;yes&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color=&#8221;#ffffff&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;2\/3&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;advanced&#8221; gradient_type=&#8221;default&#8221;][vc_column_text text_direction=&#8221;default&#8221;]\n<h2 style=\"text-align: center;\">IMT and Stamp Duty Calculator<\/h2>\n[\/vc_column_text][vc_column_text text_direction=&#8221;default&#8221;]<div class='fluentform ff-default fluentform_wrapper_8 ffs_custom_wrap'><form data-form_id=\"8\" id=\"fluentform_8\" class=\"frm-fluent-form fluent_form_8 ff-el-form-top ff_form_instance_8_1 ff-form-loading ffs_custom\" data-form_instance=\"ff_form_instance_8_1\" method=\"POST\" ><fieldset  style=\"border: none!important;margin: 0!important;padding: 0!important;background-color: transparent!important;box-shadow: none!important;outline: none!important; min-inline-size: 100%;\">\n                    <legend class=\"ff_screen_reader_title\" style=\"display: block; margin: 0!important;padding: 0!important;height: 0!important;text-indent: -999999px;width: 0!important;overflow:hidden;\">IMT Calculator (#8)<\/legend><input type='hidden' name='__fluent_form_embded_post_id' value='637' \/><input type=\"hidden\" id=\"_fluentform_8_fluentformnonce\" name=\"_fluentform_8_fluentformnonce\" value=\"ae3a9d28b8\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/en\/wp-json\/wp\/v2\/pages\/637\" \/><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_8_dropdown' aria-label=\"Property Location\">Property Location<\/label><\/div><div class='ff-el-input--content'><select name=\"dropdown\" id=\"ff_8_dropdown\" class=\"ff-el-form-control localizacao\" data-name=\"dropdown\" data-calc_value=\"0\"  aria-invalid=\"false\" aria-required=false><option value=\"\">Select here<\/option><option value=\"continental\"  >Mainland Portugal<\/option><option value=\"regioes_autonomas\"  >Autonomous Regions<\/option><\/select><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_8_dropdown_1' aria-label=\"Purpose\">Purpose<\/label><\/div><div class='ff-el-input--content'><select name=\"dropdown_1\" id=\"ff_8_dropdown_1\" class=\"ff-el-form-control utilizacao\" data-name=\"dropdown_1\" data-calc_value=\"0\"  aria-invalid=\"false\" aria-required=true><option value=\"\">Select here<\/option><option value=\"1\"  >Primary and permanent residence<\/option><option value=\"2\"  >Secondary residence or rental property<\/option><option value=\"3\"  >Rural properties<\/option><option value=\"4\"  >Other urban properties and other onerous acquisitions<\/option><\/select><\/div><\/div><div data-name=\"ff_cn_id_1\"  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id=\"ff_8_dropdown_2\" class=\"ff-el-form-control numero_compradores\" data-name=\"dropdown_2\" data-calc_value=\"0\"  aria-invalid=\"false\" aria-required=true><option value=\"\">Select<\/option><option value=\"1\"  >1<\/option><option value=\"2\"  >2<\/option><\/select><\/div><\/div><\/div><\/div><div data-name=\"ff_cn_id_2\"  class='ff-t-container ff-column-container ff_columns_total_2  '><div class='ff-t-cell ff-t-column-1' style='flex-basis: 50%;'><div class='ff-el-group has-conditions'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_8_numeric_field_1' aria-label=\"What is the age of the first buyer?\">What is the age of the first buyer?<\/label><\/div><div class='ff-el-input--content'><input type=\"number\" name=\"numeric_field_1\" id=\"ff_8_numeric_field_1\" class=\"ff-el-form-control idade_primeiro\" data-name=\"numeric_field_1\" inputmode=\"numeric\" step=\"any\" min=\"0\" aria-valuemin=\"0\" max=\"80\" aria-valuemax=\"80\"  aria-invalid=\"false\" 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bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;advanced&#8221; gradient_type=&#8221;default&#8221;][vc_column_text text_direction=&#8221;default&#8221;]\n<h2 style=\"text-align: center;\">Results<\/h2>\n[\/vc_column_text][divider line_type=&#8221;Full Width Line&#8221; line_thickness=&#8221;1&#8243; divider_color=&#8221;accent-color&#8221; animate=&#8221;yes&#8221;][vc_row_inner column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; text_align=&#8221;left&#8221; row_position=&#8221;default&#8221; row_position_tablet=&#8221;inherit&#8221; row_position_phone=&#8221;inherit&#8221; overflow=&#8221;visible&#8221; pointer_events=&#8221;all&#8221; el_id=&#8221;infoImtAPagar&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][divider line_type=&#8221;No Line&#8221; custom_height=&#8221;25px&#8221;]<div class=\"iwithtext\"><div class=\"iwt-icon\">  <\/div><div class=\"iwt-text\"> <span class=\"labelFields\">IMT Tax to pay<\/span><br \/>\n<span id=\"imtApagar\">0\u20ac<\/span> <\/div><div class=\"clear\"><\/div><\/div>[divider line_type=&#8221;No Line&#8221; custom_height=&#8221;25px&#8221;][\/vc_column_inner][\/vc_row_inner][vc_row_inner column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; text_align=&#8221;left&#8221; row_position=&#8221;default&#8221; row_position_tablet=&#8221;inherit&#8221; row_position_phone=&#8221;inherit&#8221; overflow=&#8221;visible&#8221; pointer_events=&#8221;all&#8221; el_id=&#8221;infoImtAPagar&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;]<div class=\"iwithtext\"><div class=\"iwt-icon\">  <\/div><div class=\"iwt-text\"> <span class=\"labelFields\">Stamp Duty (0,8%)<\/span><br \/>\n<span id=\"impostoSelo\">0\u20ac<\/span> <\/div><div class=\"clear\"><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][divider line_type=&#8221;No Line&#8221; custom_height=&#8221;25px&#8221;][vc_row_inner column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; text_align=&#8221;left&#8221; row_position=&#8221;default&#8221; row_position_tablet=&#8221;inherit&#8221; row_position_phone=&#8221;inherit&#8221; overflow=&#8221;visible&#8221; pointer_events=&#8221;all&#8221; el_id=&#8221;infoImtAPagar&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;]<div class=\"iwithtext\"><div class=\"iwt-icon\">  <\/div><div class=\"iwt-text\"> <span class=\"labelFields\">Total Tax to pay before the Deed<\/span><br \/>\n<span id=\"impostoEscritura\">0\u20ac<\/span> <\/div><div class=\"clear\"><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;5%&#8221; constrain_group_1=&#8221;yes&#8221; bottom_padding=&#8221;5%&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; class=&#8221;FaqsCredito&#8221; id=&#8221;alerts&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; gradient_type=&#8221;default&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text text_direction=&#8221;default&#8221;]\n<h2>Some alerts<\/h2>\n[\/vc_column_text][toggles style=&#8221;minimal&#8221; accordion=&#8221;true&#8221; accordion_starting_functionality=&#8221;closed&#8221;][toggle color=&#8221;Accent-Color&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;What is IMT?&#8221;][vc_column_text text_direction=&#8221;default&#8221;]IMT stands for Municipal Tax on Property Transactions. Whenever there is a purchase and subsequent sale of a property, a tax must be paid, with some exceptions, particularly regarding the value of the property.[\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;How is IMT calculated?&#8221;][vc_column_text text_direction=&#8221;default&#8221;]IMT is calculated based on the location of the property, the purpose of the transaction (whether it&#8217;s for primary residence or secondary\/investment purposes), and the acquisition value. There are various transactions that are exempt, so in addition to this simulator, you should consult the Tax Authority to ensure the correct amounts to be paid.[\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;What are the other costs?&#8221;][vc_column_text text_direction=&#8221;default&#8221;]The purchase of a property involves more costs beyond the property transaction tax. If you applied for a mortgage, you will also need to cover the costs of the deed and the taxes on the loan. Therefore, it&#8217;s essential to do the math carefully, as the bank cannot grant you 100% of the property&#8217;s value.[\/vc_column_text][\/toggle][toggle color=&#8221;Default&#8221; heading_tag=&#8221;default&#8221; heading_tag_functionality=&#8221;default&#8221; title=&#8221;What are the requirements to benefit from the IMT Jovem program?&#8221;][vc_column_text text_direction=&#8221;default&#8221;]The IMT Jovem program was created to support young people in purchasing their own home, offering full or partial exemption from IMT. Here are the main requirements you must meet to benefit from this program:<\/p>\n<ol>\n<li><strong>What is the age limit to benefit from IMT Jovem?<\/strong><br \/>\nYou must be under <strong>35 years old<\/strong> at the time of the property&#8217;s deed.<\/li>\n<li><strong>For which type of property can I benefit from the exemption?<\/strong><br \/>\nThe exemption applies only to properties acquired for <strong>primary and permanent residence.<\/strong><\/li>\n<li><strong>Can I benefit if I already own another property?<\/strong><br \/>\nNo. You cannot be the owner of any other property intended for residence, nor can you have been in the last <strong>three years<\/strong> before the purchase.<\/li>\n<li><strong>Is it necessary to be financially independent?<\/strong><br \/>\nYes, you cannot be considered a dependent for tax purposes (IRS) in the year you purchase the property.<\/li>\n<li><strong>\u00a0What is the property value that can benefit from the exemption?<\/strong>\n<ul>\n<li><strong data-start=\"981\" data-end=\"1000\">Full Exemption:<\/strong> Applies to properties valued up to <strong>\u20ac324,058.<\/strong><\/li>\n<li><strong>Partial Exemption:<\/strong> Applies to properties valued between <strong>\u20ac324,058 and \u20ac648,022.<\/strong><\/li>\n<li><strong>No Exemption:<\/strong> Properties valued above <strong>\u20ac648,022<\/strong> are not eligible for this program.<\/li>\n<\/ul>\n<\/li>\n<li><strong>Can I benefit if I purchase land or properties under construction?<\/strong><br \/>\nNo. The benefit only applies to already constructed properties. Land or properties under construction are not covered.<\/li>\n<li><strong>Is it necessary to keep the property for some time?<\/strong><br \/>\nYes. The property must be maintained as your primary and permanent residence for at least <strong>six years<\/strong> after its acquisition.<\/li>\n<\/ol>\n[\/vc_column_text][\/toggle][\/toggles][\/vc_column][\/vc_row][vc_row type=&#8221;full_width_content&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;5%&#8221; left_padding_desktop=&#8221;5%&#8221; constrain_group_2=&#8221;yes&#8221; right_padding_desktop=&#8221;5%&#8221; top_padding_tablet=&#8221;5%&#8221; left_padding_tablet=&#8221;5%&#8221; constrain_group_4=&#8221;yes&#8221; right_padding_tablet=&#8221;5%&#8221; top_padding_phone=&#8221;5%&#8221; left_padding_phone=&#8221;5%&#8221; constrain_group_6=&#8221;yes&#8221; right_padding_phone=&#8221;5%&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; id=&#8221;empresa&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; gradient_type=&#8221;default&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; font_color=&#8221;#000000&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;default&#8221; gradient_type=&#8221;default&#8221;][vc_custom_heading text=&#8221;We offer credit support services&#8221; font_container=&#8221;tag:h2|text_align:center&#8221; use_theme_fonts=&#8221;yes&#8221; css_animation=&#8221;fadeInUp&#8221;][vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; column_margin=&#8221;custom&#8221; column_margin_custom=&#8221;2%&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; top_padding=&#8221;3%&#8221; bottom_padding=&#8221;6%&#8221; top_padding_tablet=&#8221;3%&#8221; bottom_padding_tablet=&#8221;5%&#8221; top_padding_phone=&#8221;3%&#8221; bottom_padding_phone=&#8221;5%&#8221; text_align=&#8221;left&#8221; row_position=&#8221;default&#8221; row_position_tablet=&#8221;inherit&#8221; row_position_phone=&#8221;inherit&#8221; overflow=&#8221;visible&#8221; pointer_events=&#8221;all&#8221; el_id=&#8221;servicos&#8221;][vc_column_inner top_padding_desktop=&#8221;8%&#8221; constrain_group_100=&#8221;yes&#8221; bottom_padding_desktop=&#8221;8%&#8221; left_padding_desktop=&#8221;8%&#8221; right_padding_desktop=&#8221;16%&#8221; top_padding_tablet=&#8221;8%&#8221; constrain_group_102=&#8221;yes&#8221; bottom_padding_tablet=&#8221;8%&#8221; left_padding_tablet=&#8221;8%&#8221; right_padding_tablet=&#8221;16%&#8221; top_padding_phone=&#8221;8%&#8221; constrain_group_104=&#8221;yes&#8221; bottom_padding_phone=&#8221;8%&#8221; left_padding_phone=&#8221;8%&#8221; right_padding_phone=&#8221;16%&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color=&#8221;#ffffff&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;small_depth&#8221; column_border_radius=&#8221;10px&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/4&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; enable_animation=&#8221;true&#8221; animation=&#8221;fade-in-from-left&#8221; animation_easing=&#8221;default&#8221; bg_image_animation=&#8221;fade-in&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;advanced&#8221; gradient_type=&#8221;default&#8221; delay=&#8221;150&#8243;][vc_custom_heading text=&#8221;Purchase&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; use_theme_fonts=&#8221;yes&#8221;][divider line_type=&#8221;No Line&#8221; custom_height=&#8221;30px&#8221; custom_height_tablet=&#8221;30px&#8221; custom_height_phone=&#8221;30px&#8221;][vc_column_text text_direction=&#8221;default&#8221;]We find the solution that best suits your needs[\/vc_column_text][\/vc_column_inner][vc_column_inner top_padding_desktop=&#8221;8%&#8221; constrain_group_100=&#8221;yes&#8221; bottom_padding_desktop=&#8221;8%&#8221; left_padding_desktop=&#8221;8%&#8221; right_padding_desktop=&#8221;16%&#8221; top_padding_tablet=&#8221;8%&#8221; constrain_group_102=&#8221;yes&#8221; 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type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; 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continental: {\r\n      jovem_isencao: 330539,\r\n      jovem_limite: 660982,\r\n      hpp: {\r\n        normal: [\r\n          { max: 106346, tipo: \"marginal\", taxa: 0, parcela: 0 },\r\n          { max: 145470, tipo: \"marginal\", taxa: 2, parcela: 2126.92 },\r\n          { max: 198347, tipo: \"marginal\", taxa: 5, parcela: 6491.02 },\r\n          { max: 330539, tipo: \"marginal\", taxa: 7, parcela: 10457.96 },\r\n          { max: 660982, tipo: \"marginal\", taxa: 8, parcela: 13763.35 },\r\n          { max: 1150853, tipo: \"taxa_unica\", taxa: 6 },\r\n          { max: Infinity, tipo: \"taxa_unica\", taxa: 7.5 }\r\n        ],\r\n        jovem: [\r\n          { max: 330539, tipo: \"marginal\", taxa: 0, parcela: 0 },\r\n          { max: 660982, tipo: \"marginal\", taxa: 8, parcela: 26443.12 }\r\n        ]\r\n      },\r\n      nao_hpp: [\r\n        { max: 106346, tipo: \"marginal\", taxa: 1, parcela: 0 },\r\n        { max: 145470, tipo: \"marginal\", taxa: 2, parcela: 1063.46 },\r\n        { max: 198347, tipo: \"marginal\", taxa: 5, parcela: 5427.56 },\r\n        { max: 330539, tipo: \"marginal\", taxa: 7, parcela: 9394.50 },\r\n        { max: 633931, tipo: \"marginal\", taxa: 8, parcela: 12699.89 },\r\n        { max: 1150853, tipo: \"taxa_unica\", taxa: 6 },\r\n        { max: Infinity, tipo: \"taxa_unica\", taxa: 7.5 }\r\n      ]\r\n    },\r\n\r\n    regioes_autonomas: {\r\n      jovem_isencao: 413174,\r\n      jovem_limite: 826228,\r\n      hpp: {\r\n        normal: [\r\n          { max: 132933, tipo: \"marginal\", taxa: 0, parcela: 0 },\r\n          { max: 181838, tipo: \"marginal\", taxa: 2, parcela: 2658.66 },\r\n          { max: 247934, tipo: \"marginal\", taxa: 5, parcela: 8113.80 },\r\n          { max: 413174, tipo: \"marginal\", taxa: 7, parcela: 13072.48 },\r\n          { max: 826228, tipo: \"marginal\", taxa: 8, parcela: 17204.22 },\r\n          { max: 1438566, tipo: \"taxa_unica\", taxa: 6 },\r\n          { max: Infinity, tipo: \"taxa_unica\", taxa: 7.5 }\r\n        ],\r\n        jovem: [\r\n          { max: 413174, tipo: \"marginal\", taxa: 0, parcela: 0 },\r\n          { max: 826228, tipo: \"marginal\", taxa: 8, parcela: 33053.92 }\r\n        ]\r\n      },\r\n      nao_hpp: [\r\n        { max: 132933, tipo: \"marginal\", taxa: 1, parcela: 0 },\r\n        { max: 181838, tipo: \"marginal\", taxa: 2, parcela: 1329.33 },\r\n        { max: 247934, tipo: \"marginal\", taxa: 5, parcela: 6784.47 },\r\n        { max: 413174, tipo: \"marginal\", taxa: 7, parcela: 11743.15 },\r\n        { max: 792414, tipo: \"marginal\", taxa: 8, parcela: 15874.89 },\r\n        { max: 1438566, tipo: \"taxa_unica\", taxa: 6 },\r\n        { max: Infinity, tipo: \"taxa_unica\", taxa: 7.5 }\r\n      ]\r\n    }\r\n  };\r\n\r\n  \/* =========================================================\r\n   * LISTENERS (INALTERADOS)\r\n   * ========================================================= *\/\r\n\r\n  jQuery('.idade_primeiro, .idade_segundo').on('keyup', function () {\r\n    if (jQuery(this).val() > 35) {\r\n      jQuery(this).hasClass('idade_primeiro')\r\n        ? jQuery('.primeiro_requisitos').val('N\u00e3o')\r\n        : jQuery('.segundo_requisitos').val('N\u00e3o');\r\n    }\r\n  });\r\n\r\n  jQuery('.numero_compradores').on('change', function () {\r\n    if (jQuery(this).val() > 2) {\r\n      jQuery('.segundo_requisitos').val('N\u00e3o');\r\n    }\r\n  });\r\n\r\n  const elements = jQuery('.localizacao, .utilizacao, .escritura, .numero_compradores, .idade_primeiro, .idade_segundo, .primeiro_requisitos, .segundo_requisitos');\r\n\r\n  elements.on('input change blur keyup', function () {\r\n\r\n    const loc = jQuery('.localizacao').val();\r\n    const utilizacao = jQuery('.utilizacao').val();\r\n    const valor = parseFloat(jQuery('.escritura').val());\r\n    const compradores = parseInt(jQuery('.numero_compradores').val() || 0);\r\n\r\n    if (!valor || !loc || !utilizacao) return;\r\n\r\n    const primeiro = jQuery('.primeiro_requisitos').val() === 'Sim';\r\n    const segundo = jQuery('.segundo_requisitos').val() === 'Sim';\r\n\r\n    let resultado;\r\n\r\n    if (utilizacao !== \"1\") {\r\n      resultado = calcularNaoHPP(valor, loc);\r\n    } else if (compradores === 1) {\r\n      resultado = primeiro\r\n        ? calcularAmbosJovens(valor, loc)\r\n        : calcularNormal(valor, loc);\r\n    } else {\r\n      if (primeiro && segundo) {\r\n        resultado = calcularAmbosJovens(valor, loc);\r\n      } else if (primeiro || segundo) {\r\n        resultado = calcularUmJovem(valor, loc);\r\n      } else {\r\n        resultado = calcularNormal(valor, loc);\r\n      }\r\n    }\r\n\r\n    jQuery('#imtApagar').text(resultado.IMT.toLocaleString('pt-PT', { style: 'currency', currency: 'EUR' }));\r\n    jQuery('#impostoSelo').text(resultado.Selo.toLocaleString('pt-PT', { style: 'currency', currency: 'EUR' }));\r\n    jQuery('#impostoEscritura').text((resultado.IMT + resultado.Selo).toLocaleString('pt-PT', { style: 'currency', currency: 'EUR' }));\r\n  });\r\n\r\n  \/* =========================================================\r\n   * FUN\u00c7\u00d5ES DE C\u00c1LCULO\r\n   * ========================================================= *\/\r\n\r\n  function calcularPorTabela(valor, tabela) {\r\n    for (const e of tabela) {\r\n      if (valor <= e.max) {\r\n        return Math.max(0, (valor * e.taxa \/ 100) - (e.parcela || 0));\r\n      }\r\n    }\r\n    return 0;\r\n  }\r\n\r\n  function calcularNormal(valor, loc) {\r\n    return {\r\n      IMT: calcularPorTabela(valor, IMT_CONFIG[loc].hpp.normal),\r\n      Selo: valor * 0.008\r\n    };\r\n  }\r\n\r\n  function calcularAmbosJovens(valor, loc) {\r\n    const limite = IMT_CONFIG[loc].jovem_limite;\r\n\r\n    \/\/ Se ultrapassa limite jovem \u2192 regime normal\r\n    if (valor > limite) {\r\n      return calcularNormal(valor, loc);\r\n    }\r\n\r\n    const isencao = IMT_CONFIG[loc].jovem_isencao;\r\n    const tributavel = Math.max(valor, isencao);\r\n\r\n    return {\r\n      IMT: calcularPorTabela(tributavel, IMT_CONFIG[loc].hpp.jovem),\r\n      Selo: valor > isencao ? (valor - isencao) * 0.008 : 0\r\n    };\r\n  }\r\n\r\n  function calcularUmJovem(valor, loc) {\r\n    const limite = IMT_CONFIG[loc].jovem_limite;\r\n\r\n    \/\/ Se j\u00e1 n\u00e3o \u00e9 jovem \u2192 nada de m\u00e9dias\r\n    if (valor > limite) {\r\n      return calcularNormal(valor, loc);\r\n    }\r\n\r\n    const a = calcularAmbosJovens(valor, loc);\r\n    const b = calcularNormal(valor, loc);\r\n\r\n    return {\r\n      IMT: (a.IMT + b.IMT) \/ 2,\r\n      Selo: (a.Selo + b.Selo) \/ 2\r\n    };\r\n  }\r\n\r\n  function calcularNaoHPP(valor, loc) {\r\n    return {\r\n      IMT: calcularPorTabela(valor, IMT_CONFIG[loc].nao_hpp),\r\n      Selo: valor * 0.008\r\n    };\r\n  }\r\n\r\n});\r\n<\/script>\r\n[\/vc_column_text][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"<p>[vc_row type=&#8221;full_width_background&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; 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